One of the growing risks to retirees is outliving their assets. Annuities can help protect against that longevity risk, offer tax and diversification benefits, and provide guaranteed income during periods of market volatility. Three panelists explore ways that advisors can use annuities within client portfolios.

• Jared Nepa, CFS®, Vice President and National Sales Manager, Bank/Wire and Independent Planner Channels and Annuities, Lincoln Financial Group
• Steven Sweeney CFP®, CLU®, ChFC®, RICP® Director, Advanced Planning Retirement and Life Distribution, Prudential Financial, Inc.
• Mike Sosnowski, CFP®, ChFC®, CLU®, RICP®, CFS®| Director, Advanced Markets, Transamerica